Think Outside the Bank For Private Lending

At Level 4 Funding, you get flexibility and speed, not red tape and committees. Bottom line: if your strategy is sound and your property has potential, we’ll find a way to make your loan work—without the drama and without the runaround.

And you can take that to bank.
Our specialty is helping, realtors, and investors purchase or refinance non-owner occupied residential properties. So if you’re looking for a respected lender that offers streamlined services, quick closings, and aggressive rates, you’re in the right place.

Non-conforming mortgage products for Non-Owner Occupied Residential properties

When traditional loan products are not flexible enough to meet your client’s needs, Level 4 Funding can help. We provide investors with quick access to non-conforming mortgage products for Non-Owner Occupied Residential properties whether they want to:

Fix & Flip
Buy & Hold
Rate & Term
Cash Out Refinance
Bridge Financing
Wholesale Lending

Real Estate Agents

You work to help your clients reach their real estate investment goals and so do we. Fast Approvals. Competitive Rates. Quick Closings. How can we do that? Level 4 Funding is a direct private hard money lender with local control from start to finish. We underwrite our own files and provide our own appraisals which makes our loan process transparent and fast, closing deals in as little as 4-10 days.

Imagine Having $50K-$250K Cash In Your Checking Account For Anything Your Business Needs F4F.com www.civicfs.com fundingforflipping.com

Flipper Program

Loan Amounts: $50,000 - $3 million
Loan to Value (LTV): up to 90% of the purchase price, plus 100% of the construction funds.
Interest Rates: 8% to 18%*
Points: 1-4 points
Loan Position: 1st TD
Loan Term: 6 or 60 Months
Property Types: Residential, Condos, 2-4 Plex, PUDs
Loan Types: Non-owner occupied residental. Purchase, Refinance, Bridge Loan, Rehab, Business Loans

Commercial Program

Loan Amounts: $250,000 - $25 million
Loan to Value (LTV): up to 60% Loan Type: Acquisition, Refinance, and Cash-Out
Interest Rates: 7.9% to 14%*
Fees: 1 - 3 points
Loan Term: 3 - 260 months.
Property Types: Residential, Condos, 2-4 Plex, PUDs
Loan Types: Non-owner occupied residential, multifamily, retail, office, industrial, mixed use, vacant buildings, and entitled land

November 17, 2020

WHAT IS AN ARIZONA FIX AND FLIP LOAN?

What exactly is house flipping? Simply put it is when a real estate investor buys houses, repairs them and sells them for a profit. The definition […]

November 17, 2020

Can You Really Apply for New construction loans in Arizona from Two Companies at Once?

You can apply for new construction loans in Arizona from two lenders at once. However, you should be aware of the benefits and drawbacks before you […]

November 16, 2020

Do Texas Bridge Loans Really "Bridge the Gap" Between Homes?

Searching for a new home can be stressful, and if you need to take a loan out to do so, there can be some really strict […]

November 15, 2020

If the old ways of getting a loan for your building project are standing in your way, do what A. J. Ellis did when her ideas keep hitting closed doors—look at other solutions like a new construction loan funded via Arizona hard money i.e. private lending. Read further to find out the steps she took.

A. J. wanted more than anything to build her own houses from the ground up, designed to stand out, not be cardboard cutouts of each other. […]

November 15, 2020

3 Exit Strategies Residential Texas Hard Money Lenders Will Approve

When you approach residential Hard Money Lenders in Texas for funding, you’ll need to explain your exit strategy. Develop a plan around one of the three […]

Just Funded Private Hard Money Loans

“Top notch loan broker. who was awesome, quick, prompt, and most importantly, delivered. I would say don't even waste your time with another broker - these folks get the deal done, period. As a lawyer, they have helped me and many of my clients with a can-do attitude, and professionalism that is unmatched. A definite recommendation.”
Paul Nordini
“I was working with a hard money lender (OF) for the past ten days. 24 hours before my loan was supposed to close they called me and told me they were lowering my loan amount by 15%. I called Mark G at Level 4 Funding and told him the situation. If you want work with someone honest and professional call Level 4 Funding today.”
Roger Johanson
“After hearing, the good things about this company, I think they are on top of their game. I will keep recommending people I know in Arizona to level 4 Funding.”
Rick Carrol