Private Hard Money Loans

Fix and Flip
Rental Property
Cash out Financing
Occupied Borrowers

Get Your New Home and Move Up Today
Rates from 5.99*

Get the Home for You and Your Family.
Provide a Safe and Secure Place to Live.
Don’t Be a Renter – Be a Home Owner.

NO Problem Bankruptcy, Poor Credit, Self Employed

Simple to Apply - Quick Application - Quick Closing
No Up Front Fees
No Cost to Apply

If You Are Not Using AppleWood Funding
You're Paying Too Much!

You Will Get the Lowest Rates GUARANTEED
Just Fill Out the Quick Form to Get Started --------->

Just Funded Hard Money Loans

Getting Started

No More Begging

No Jumping Through Hoops

No Tax Returns

No Pay Stubs

No Credit Required

No Up Front Fees or Junk Fees

No Cost to Ask Us

Hard Money Rates and Terms

Flexible Terms From 3 to 60 Months

Fixed Rate From 5.99% APR*

Up to 90% As-Is Value, 100% of Rehab Costs

Construction Loans

Fix&Fip Loans

AirBnB Loans

Rental Property Loans


News and Information

September 16, 2022

Your Guide to How Owner-Occupied Hard Money Loans Work

Owner occupancy hard money in Arizona means a borrower will use a property as their primary home.   Lenders use this distinction because they want to […]
September 6, 2022

Should you use cash to purchase your fix and flip property?

The real estate investing business is full of options. One thing that makes it so great is that you can support almost any way you desire.  […]
September 6, 2022

[FWD: Private Money Lending Questions and Answers.. …]

September 1, 2022

What First-Time Homebuyers Need to Know About Purchasing a Fixer-Upper

Fixer-upper is a great way to make money in real estate.   Purchasing your first home is an incredibly rewarding experience but qualifying for a mortgage […]
September 1, 2022

You don’t have money to be a real estate investor?

One of the most common excuses investors make is not having enough money. Instead of going out and finding a private hard money lender, they complain […]
August 30, 2022

Can You Get a Hard Money Loan for Owner Occupied Homes?

Owner-occupied hard money loans are also considered Principle Residence Loans, alternative financing, and private money loans. Reasons Why Borrowers Use Owner-Occupied Hard Money Loans Bad Credit […]


When you find an opportunity for a good real estate investment—you need help financing the property. There are many reasons that traditional funding is not the best option—such as slow approval and financing, strict term regulations and tons of paper work.

In a competitive market you need quick reliable financing. Without it you can easily lose your deal. Sellers feel confident working with borrowers financed through a hard money lender because they know the funds will be readily available and the deal will go through.


  1. Flexible Loan Terms— Bank lending guidelines are extremely strict and rigid. Basically, all loans have the same terms other than a small fluctuation of interest rates. Arizona Hard Money Loans are not “one size fits all.” Each property is different, as is each borrower, and Arizona Hard Money Loans reflect that diversity.
  2. Fast Funding— A traditional bank can take months to process an approval. When an investor falls into an opportunity where they need immediate funding. Hard money lenders are in the same professional arena as investors and they understand the need for speed. Hard money lenders can have your money to you in less than two weeks.
  3. Less Required Documentation—Before issuing a loan, banks require a plethora of paperwork. This paperwork takes time—usually, a borrower will have to resend the same documentation more than once. All this paperwork is a hassle. Hard money lenders don’t need to know every detail of your financial life. They only need to know what qualified collateral you have. Their concern is not your credit or your employment history—because it is asset-based.
  4. Less Papers To Sign— You will not have the piles of papers to sign with a hard money lender as you do with a bank. Signing your name hundreds of times is tedious and a gigantic time waster. All this signing slows the process down. With ARIZONA HARD MONEY LENDING you won’t have a fraction of the amount of paperwork. You will get your money faster and be headache free.
  5. No Hidden Fees—When you are signing your life away at a bank, you get to a point where you aren’t 100% sure what you are signing anymore because you just want it to be over. While you are signing your John Hancock—you are agreeing to hidden fees. The bank officials are conditioned to nonchalantly go over these fees with you and superficially explain what they mean. Once you sign on the line you are committed to pay—even though you didn’t really understand what you were signing. Hard money lenders will have your repayment plan laid out for you with simple terms—there isn’t enough paper work to slide in hidden fees.

When you work with a hard money lender it is straight forward and quick. They want you to succeed as much as you want to succeed. It is always a win-win.

Overwhelming amounts of paper work and looking deep into your financial life can cause a borrower some heavy anxiety. Hard money lenders will make the lending process as painless as possible.