Think Outside the Bank For Private Lending

At Level 4 Funding, you get flexibility and speed, not red tape and committees. Bottom line: if your strategy is sound and your property has potential, we’ll find a way to make your loan work—without the drama and without the runaround. 

And you can take that to bank.
Our specialty is helping, realtors, and investors purchase or refinance non-owner occupied residential properties. So if you’re looking for a respected lender that offers streamlined services, quick closings, and aggressive rates, you’re in the right place.

Non-conforming mortgage products for Non-Owner Occupied Residential properties

When traditional loan products are not flexible enough to meet your client’s needs, Level 4 Funding can help. We provide investors with quick access to non-conforming mortgage products for Non-Owner Occupied Residential properties whether they want to:

Fix & Flip
Buy & Hold
Rate & Term
Cash Out Refinance
Bridge Financing
Wholesale Lending

Real Estate Agents

You work to help your clients reach their real estate investment goals and so do we. Fast Approvals. Competitive Rates. Quick Closings. How can we do that? Level 4 Funding is a direct private hard money lender with local control from start to finish. We underwrite our own files and provide our own appraisals which makes our loan process transparent and fast, closing deals in as little as 4-10 days.

Imagine Having $50K-$250K Cash In Your Checking Account For Anything Your Business Needs F4F.com    www.civicfs.com fundingforflipping.com

 

Flipper Program

Loan Amounts:   $50,000 - $3 million
Loan to Value (LTV):  up to 90% of the purchase price, plus 100% of the construction funds.
Interest Rates: 8% to 18%*
Points:  1-4 points
Loan Position:  1st TD
Loan Term:  6 or 60 Months
Property Types:  Residential, Condos, 2-4 Plex, PUDs
Loan Types:  Non-owner occupied residental. Purchase, Refinance, Bridge Loan, Rehab, Business Loans

Commercial Program

Loan Amounts: $250,000 - $25 million
Loan to Value (LTV): up to 60% Loan Type: Acquisition, Refinance, and Cash-Out
Interest Rates: 7.9% to 14%*
Fees: 1 - 3 points
Loan Term: 3 - 260 months.
Property Types: Residential, Condos, 2-4 Plex, PUDs
Loan Types: Non-owner occupied residential, multifamily, retail, office, industrial, mixed use, vacant buildings, and entitled land

April 29, 2021

How to Evaluate GRM & Cap Rate When Securing Texas Hard Money Loans

If you’re using Texas Hard Money Loans toward the purchase of a rental property, understanding GRM and cap rates is essential. Though they measure slightly different […]
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April 29, 2021

How Helpful Are Residential Hard Money Lenders in Texas?

Obtaining traditional funding for a loan is determined by a variety of things: credit score, debt to income ratio, reliability, creditworthiness—the list goes on. If you […]
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April 29, 2021

Reasons to Use Residential Hard Money Lenders in Arizona

Not all borrowing needs can be met by traditional lenders. For that reason, some borrowers will greatly benefit from understanding the best reasons to use Residential […]
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April 29, 2021

Why Many Hard Money Loans Are Denied- And How To Avoid These Pitfalls

Most consumers believe that Arizona Hard Money Loans are very easy to acquire. But the truth of the matter is that there are several reasons a […]
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April 28, 2021

Why Do Texas Hard Money Lenders Prefer to Work with LLCs?

Some Texas Hard Money Lenders will only work with LLCs or Limited Liability Companies as opposed to consumer borrowers. The good news is this doesn’t have […]
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Just Funded Private Hard Money Loans

just funded homes
  • Paul Nordini
    “Top notch loan broker. who was awesome, quick, prompt, and most importantly, delivered. I would say don't even waste your time with another broker - these folks get the deal done, period. As a lawyer, they have helped me and many of my clients with a can-do attitude, and professionalism that is unmatched. A definite recommendation.”
    Paul Nordini
  • Roger Johanson
    “I was working with a hard money lender (OF) for the past ten days. 24 hours before my loan was supposed to close they called me and told me they were lowering my loan amount by 15%. I called Mark G at Level 4 Funding and told him the situation. If you want work with someone honest and professional call Level 4 Funding today.”
    Roger Johanson
  • Rick Carrol
    “After hearing, the good things about this company, I think they are on top of their game. I will keep recommending people I know in Arizona to level 4 Funding.”
    Rick Carrol