Think Outside the Bank For Private Lending

At Level 4 Funding, you get flexibility and speed, not red tape and committees. Bottom line: if your strategy is sound and your property has potential, we’ll find a way to make your loan work—without the drama and without the runaround. 

And you can take that to bank.
Our specialty is helping, realtors, and investors purchase or refinance non-owner occupied residential properties. So if you’re looking for a respected lender that offers streamlined services, quick closings, and aggressive rates, you’re in the right place.

Non-conforming mortgage products for Non-Owner Occupied Residential properties

When traditional loan products are not flexible enough to meet your client’s needs, Level 4 Funding can help. We provide investors with quick access to non-conforming mortgage products for Non-Owner Occupied Residential properties whether they want to:

Fix & Flip
Buy & Hold
Rate & Term
Cash Out Refinance
Bridge Financing
Wholesale Lending

Real Estate Agents

You work to help your clients reach their real estate investment goals and so do we. Fast Approvals. Competitive Rates. Quick Closings. How can we do that? Level 4 Funding is a direct private hard money lender with local control from start to finish. We underwrite our own files and provide our own appraisals which makes our loan process transparent and fast, closing deals in as little as 4-10 days.

Imagine Having $50K-$250K Cash In Your Checking Account For Anything Your Business Needs F4F.com    www.civicfs.com fundingforflipping.com

 

Flipper Program

Loan Amounts:   $50,000 - $3 million
Loan to Value (LTV):  up to 90% of the purchase price, plus 100% of the construction funds.
Interest Rates: 8% to 18%*
Points:  1-4 points
Loan Position:  1st TD
Loan Term:  6 or 60 Months
Property Types:  Residential, Condos, 2-4 Plex, PUDs
Loan Types:  Non-owner occupied residental. Purchase, Refinance, Bridge Loan, Rehab, Business Loans

Commercial Program

Loan Amounts: $250,000 - $25 million
Loan to Value (LTV): up to 60% Loan Type: Acquisition, Refinance, and Cash-Out
Interest Rates: 7.9% to 14%*
Fees: 1 - 3 points
Loan Term: 3 - 260 months.
Property Types: Residential, Condos, 2-4 Plex, PUDs
Loan Types: Non-owner occupied residential, multifamily, retail, office, industrial, mixed use, vacant buildings, and entitled land

May 15, 2021

Business loans seem to be a Catch-22—you need a loan to start/grow a business, but you can’t get one via the banks because your business is small/not growing green as is. Maybe it’s time you went with a Arizona hard money set up.

These type loans are individual, custom-made, off the beaten track, but they aren’t entirely without restriction. Collateral is required. In this respect, Arizona hard money loans […]
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May 15, 2021

How to Evaluate if Commercial Hard Money Loans in Arizona are Right for You

You still have options if the banks won’t fund your business mortgage. If you’ve got a solid business plan, commercial Hard Money Loans in Arizona are […]
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May 13, 2021

Top 5 Reasons People are Denied Arizona Business Loans

Roughly 77% can’t get Arizona Business Loans and lines of credit at all or in meaningful amounts. If one or more of them is holding you […]
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May 12, 2021

Why Developers Turn to Arizona Hard Money Lenders

Finding the right lender to support you and your construction business is one of the keys to success. Arizona Hard Money Lenders are a popular go-to […]
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May 11, 2021

100 LTV Arizona Hard Money Loans: Tips to improve your eligibility

With 100 LTV Arizona Hard Money Loans, you won’t have to make a down payment on your next investment property. Some articles claim these deals are […]
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Just Funded Private Hard Money Loans

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  • Paul Nordini
    “Top notch loan broker. who was awesome, quick, prompt, and most importantly, delivered. I would say don't even waste your time with another broker - these folks get the deal done, period. As a lawyer, they have helped me and many of my clients with a can-do attitude, and professionalism that is unmatched. A definite recommendation.”
    Paul Nordini
  • Roger Johanson
    “I was working with a hard money lender (OF) for the past ten days. 24 hours before my loan was supposed to close they called me and told me they were lowering my loan amount by 15%. I called Mark G at Level 4 Funding and told him the situation. If you want work with someone honest and professional call Level 4 Funding today.”
    Roger Johanson
  • Rick Carrol
    “After hearing, the good things about this company, I think they are on top of their game. I will keep recommending people I know in Arizona to level 4 Funding.”
    Rick Carrol