Tired of the Runaround for the Banks? Try Owner Occupied Arizona Hard Money Loans

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Tired of the Runaround for the Banks? Try Owner Occupied Arizona Hard Money Loans

When the Dodd-Frank Act passed, it became significantly harder to get an owner-occupied Arizona Hard Money Loan but don’t believe people who tell you that they don’t exist anymore. Speak with us today to see how you can qualify for one.

After the awful recession this country passed through, politicians passed the Dodd-Frank Wall Street Reform and Consumer Protection Act to close the loopholes and loose regulations that allowed it to happen. It applied to banks and big financial institutions, but, surprisingly enough, it also encroached a bit on an area of lending that traditionally exists outside the system — hard money lending and specifically owner-occupied Arizona Hard Money Loans.

These newfound restrictions on the business sent many hard money lenders running for the hills, leaving the few who are willing to take the risk making it into a niche market. So, yes, they still exist and they’re a great option for the right candidate.

Who Are Owner-Occupied Arizona Hard Money Loans Good For?

Even though they’ve taken up residence in the financial world as a niche loan, these types of loans are still a good option for some people. These include:

● People who may have faced a short sale, bankruptcy or foreclosure in the past and have a blemished record

● People who are buying their first-ever home

● People who need a bridge loan to span the gap until they get a conventional loan

● People with a “money pit” — a property with all sorts of repair problems

● People who need money to rehab their personal home

● Anyone who wants to consolidate debt

● Anyone who has increased equity and wants to refinance

Of course, there are pros and cons to these kinds of loans. They are easier to qualify for and they can come through quickly, but they also typically come with higher interest rates and stricter repayment plans.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg


Level 4 Funding LLC 
Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177


Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

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