Commercial real estate is property intended to generate income for a business, opposed to residential usage. Most often, commercial real estate is obtained through a finance source known as Arizona Commercial Real Estate Loans. Through Arizona Commercial Real Estate Loans, acquisition, renovation, and construction of commercial property is made possible as a means of establishing short or long-term returns.
Arizona Commercial Real Estate Loans are not residential loans. Where residential real estate loans are intended to purchase a home for individuals, commercial lending is solely intended for entities who acquire real estate to secure returns. Contrasting a thirty-year residential loan, commercial loans have a duration of 3 to 60 months.
Both independent and conventional lending sources fund Arizona Commercial Real Estate Loans. In part, conventional lending institutions grant loans based on a business’ credit history. Should the latter be too short or nonexistent, then credit worthiness is established by analyzing the credit scores of a business’ owners. After establishing credit worthiness, several other risk-contributing factors are assessed: a suitable period of finance records, tax returns, loan-to-value assessments, debts, etc. With suitable credit, finance, history, and collateral established, conventional loans are an option. For some businesses meeting the previous credentials, The SBA U.S. Small Business Administration offers favorable lending scenarios with mitigated risk and less cash down to those exhibiting a high credit score, satisfactory financial standing, and enough collateral.
If not, there is no need to worry. If conventional lending is not an option, hard money Arizona Commercial Real Estate Loans are available and have helped many businesses get the start that they need. Hard money commercial real estate lending provides the financing for real estate projects such as multi-family units, warehouses, industrial properties, and office facilities. It is fast, competitive, and effective. Hard money commercial lending avoids the hoops and red tape associated with conventional lending. Where months of credit analysis, stipulations, and federal mandates hedge up the funding process, commercial hard money loans can be secured within shorter, more favorable time frames.
If you are struggling establishing the financing you need, or if you need to establish financing quickly for your upcoming development, talk to your hard money broker at Level 4 Funding, here to help you secure the financing your business needs. Loans for up to 90% LTV and $50,000,000 available to qualifying borrowers.
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis Dahlberg Broker/RI/CEO
NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701
About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.