About Us

Joel McDaniel Broker/RI AppleWood Funding Inc

Licensed AZ Mortgage Broker and Licensed Loan Originator

Sandy Cramer Sandy is experienced in residential and commercial hard money lending. He has been in the mortgage industry for 47 years and is very successful in funding private money loans. Sandy is always available seven days a week to assist you, your client, and anyone else who is interested in obtaining a hard money loan. He will get your loan approved in one day and closed in approximately 10 business days. Sandy always answers his phone and never lets it go to voice mail unless he is on a long distance call and he is very service oriented