Do 100 LTV Hard Money Lenders Exist?

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Do 100 LTV Hard Money Lenders Exist?

100 LTV Arizona Hard Money Lenders are a bit like bigfoot: the sightings are rare and no one’s sure if they actually exist. Luckily there are ways to get 100% funded.

For real estate investors, there are two eras: B.C. and A.C. — before the crash and after the crash. Before the crash, fix and flippers could find Arizona Hard Money Loans that covered 100% of the price (or the property went up in value so quickly that it was de facto 100%) from 100 LTV Arizona Hard Money Lenders. Things were so good it was nearly impossible to lose money.

After the crash? Not so much. Even though flipping is still lucrative, lending 100 LTV in this new climate represents an incredible risk. These days, 60% LTV is more realistic, with some rare cases going as far as 90%.

What can you do if you don’t have the rest to close the deal? Luckily, there are still options.

Knowledgeable Brokers Can Help

A good private money lender might be able to help you figure out ways to make up the difference. For instance, you might find another investor who’s willing to cover the rest in exchange for some equity.

Cross-collateralization is also an option. You might be able to fund up to 90% of the purchase by using the property you’re buying as collateral and get the rest on a personal property or another investment property. If you’re confident in your abilities, this is a great way to fund when you don’t have a lot of liquidity.

Also, keep in mind that coming to the table with alternative funding is incredibly attractive to sellers. They’re looking to unload their properties and, with cash in hand, you have the ability to help them do that quickly.

There are other avenues to explore as well and the beauty of private money is that it’s super flexible. You know what they say — where there’s a will, there’s a way.

100 LTV for Rehab Costs Does Exist

Level 4 Funding is a 100 LTV Arizona Hard Money Lender in very rare cases. We do also offer up to 90 loan-to-value on the purchase price and up to 100 LTV on the rehab costs, which is a lot farther than most companies are willing to go. Here’s the thing: your success is our success so if we believe in your dream, we can find a way to fund it! Give us a call today to find out how.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLC

Dennis Dahlberg


Level 4 Funding LLC

Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701

About:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

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