Finding an Owner-Occupied Hard Money Loan in Arizona

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Finding an Owner-Occupied Hard Money Loan in Arizona

Whether you want to remodel your current home, make much-needed repairs to a money pit or get some money out of your equity, an owner-occupied Arizona Hard Money Loan might be the right move for you. Here at Level 4 Funding, we’ve got years of experience providing homeowners in Arizona with the funding they need to reach their goals. If you’re interested and you’re tired of getting the runaround from the bank, give us a call and let us show you how we can help. Think the Banks Are Your Only Option? Think Again. Residential Hard Money Lenders Can Help.

Many people think jumping through the big banks’ hoops is the only way to get the funding they need. We’re here to tell you that it’s not. Arizona Residential hard money lenders offer viable options that some people don’t know exist. Let’s look at how they can help.

There are so many reasons people end up going through the bank for a loan and getting turned down. One of the biggest is that they’re not deemed credit-worthy. The banks have a bottom-line number for you to qualify. If you’re off by a point or two, it’s lights out. If you barely qualify, your rates will skyrocket. That’s because these lenders are part of a massively complicated system of rules, regulations and “best practices” — if they don’t dot every “I” and cross every “T” the buck will come back to stop with them.

Another reason people get turned down is because their income doesn’t fit into a box. We live in a gig economy where more and people work for themselves or are independent contractors for smaller companies. Gone are the days of getting a Friday paycheck for 40 years. Banks haven’t caught up — they often still want you to show a weekly paycheck and healthy-looking tax returns. Otherwise, you don’t qualify and you’re out of luck.

Where Residential Hard Money Lenders Differ From Banks

Arizona Residential hard money lenders exist in a whole different world. The money they lend comes from private lenders and they’re not as bound by the rules and regulations of the “system” as the banks. In fact, since the funds are secured with an asset (like a property), they’re not even that concerned with how much you make, what you’ve done in the past or how high your credit score is. Yes, they do have standards and you will need to prove your case is worth the risk, but it’s a smaller task than fitting in the bank’s tiny little box.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg


Level 4 Funding LLC 
Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

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